Running a home is no joke, and every home owner knows this. You have to pay several bills otherwise your house will not be bearable. However, you can employ simple strategies to cut on household costs. Here are the top four.

1. Bundle up services

Consider getting related services from one provider. For instance, if you have cable, phone and internet services, find one provider to offer them all. Once you buddle your services, you will realize immense savings.

2. Shop during sales and clip coupons

Groceries can take up a significant chunk of your earnings, but they do not have to take a big portion of yours. How about you shop sales? After all, the store wants to sell you stuff at a cheaper price, so why not buy it? Also, use all the coupons you find. Regardless of how small the cut might be, several small cuts will take you a long way along your savings spree.

3. Become energy efficient

Do you always fear opening your utility bills every other month? If so, there is plenty you can do to reduce the bills. One way of doing this is to install a programmable thermostat, which you can set to run less when you are not at home. Lower the temperature of the water heater and wash laundry using cold water. Only purchase appliances that have an “energy star” label.

4. Save on insurance premiums

Insurance is something you need, but it shouldn’t be very costly. Shop around for favorable insurance rates and do all you can to get low quotes. If you are unable to get better rates, contact your current provider and see if there are discounts that are not included in your package. For better savings, consider increasing the deductibles. Make sure you look into all our insurance policies. Also, get all the insurance covers from one company- remember the point on bundling services?